Sale is on sale

I know, I know. The last thing you want to hear is “don’t spend money” when every store in town is having a sale on their sale. Yes, they are half off and if you buy three the fourth one is free! AHHHHHH. Advice: drop the sweaters or whatever and run for the door. Especially if the items were for you and not anyone on your gift list! Ask yourself three questions if the item is for someone else… 1) who is this for? 2) why is it for them? 3) am I spending an appropriate amount? If the item is for you ask these three questions… 1) do I NEED this? 2) Is it a ridiculously low price? 3) can I live without it? After this you should feel convicted enough to walk to the door empty-handed and go home, make pancakes for dinner and do a craft or read a book on finances - lol. Merry Christmas to you! You just saved a ton.